Fri, Feb 27, 2026, 09:19 AM - Updated

SFCU's lucrative sign-up bonus of $620+@stanford.edu

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Date: Tue, Sep 23, 2025, 01:00 AM
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TL; DR: Earn $820 by signing up for a checking account with Stanford Federal Credit Union using my referral code F6D0A9X

The breakdown:
- $500 from SFCU for setting up $2500/month in direct deposit and spending $1000/month for three months in a row (see screenshot of offer)
- $120 from SFCU for various other account setup tasks
- $200 from me (via Venmo or Zelle) if you successfully get the $500 bonus while using my referral code - F6D0A9X

You can sign up for a SFCU checking account online at https://www.sfcu.org/new-member/. They're nice accounts with a lot of perks! There are no monthly fees.

You can set up an account by meeting with an in-person banker at the SFCU branch in the upstairs of Tresidder, or the branch office by grad student housing.

How on earth does this all work out:
- SFCU makes money by having customers who use their banking services
- SFCU wants more customers, so they incentivize you to use their banking services with a sign-up bonus (the $620)
- SFCU really really wants more customers, so they offer referral bonuses for getting your friends to sign up to use SFCU products. I, personally, want that referral bonus, and I am happy to split it with you! If you successfully sign up using my referral code, I'll Venmo you $200. We both win!

It will take you some patience to set up the account and use it enough to get the bonus. In my experience, it takes ~5 hours over ~3 months to get the sign-up bonus, which is a pretty good hourly rate.

Feel free to message with any questions :).
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